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Flex land loan
Our 20/20 loan

If you are not a land flipping expert, this is the loan for you. 

Buyer/borrower can finance up to 100% of the purchase, including closing costs. When the subject property is sold, the lender receives the share below (of the profits). This is for more seasoned Land investors (investors who have only done 6 or more land flips). 

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We can do either 20% interest rate or 20% of the profits (the greater of the two). Ideal for loans under $100k and more seasoned investors. 

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Lender to net a minimum of 20% of the profits or $3000, the greater of the two. 

 

Net profit Definition: 

Gross sales price less commissions, closing and escrow fees - acquisition price - buying closing costs & holding costs (property taxes, HOA due’s, utility fees, etc.) = Net Profits

 

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Your potential land purchase should have the following (when submitted)

  • Current Purchase price (we typically finance about 50%-55% of market value (you should aim to sell the property in 90 days or less). So if you get a good deal, we finance the entire purchase. 

  • Future sales price/market value.

  • The transaction must go through a licensed title company and/or attorney. Must have clear title.

  • We will need to verify that the property has access (ingress & egress) 

  • Doesn't need utilities unless it is a buildable lot. 

  • Property can be anywhere in the United States but is subject to our approval of the property and our evaluation. 

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